Long Term Care Insurance
Long Term Care Insurance can be confusing. We provide you with simple, concise information about Long Term Care planning and Long Term Care Insurance. We can also review your existing current Long Term Care Insurance and help guide you through the dizzying array of features and compare those to your needs, goals and objectives.
Individuals who require long-term care are unable to perform the basic activities of daily living (ADLs) such as dressing, bathing, eating, walking, etc. People receive long-term care in a variety of settings including private homes, adult day care centers, assisted living facilities and nursing homes.
A common misconception about long term care is that it is just for the elderly. Anyone of any age or occupation may need long term care. One of the biggest threats to financial security can be the high cost of long term care. Conventional health plans do not provide the extended coverage you will need if you require Long Term Care. Without adequate coverage, the financial and emotional ramifications can be devastating.
Individuals who require long-term care are unable to perform the basic activities of daily living (ADLs) such as dressing, bathing, eating, walking, etc. People receive long-term care in a variety of settings including private homes, adult day care centers, assisted living facilities and nursing homes.
A common misconception about long term care is that it is just for the elderly. Anyone of any age or occupation may need long term care. One of the biggest threats to financial security can be the high cost of long term care. Conventional health plans do not provide the extended coverage you will need if you require Long Term Care. Without adequate coverage, the financial and emotional ramifications can be devastating.
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Consideration should be given to the following:
Why You Should Buy Long Term Care Insurance ? What to Look for in a Policy? What Does Long Term Care Insurance Cost? Buy Now or Later - What is The Cost Of Waiting ? 
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Did you know:
The average age for a Long Term Care event is 78 years old. About 60% of unpaid caregivers are women. The average Long Term Care claim is 2+ years and costs $70,000 yr. Medicare does NOT cover the cost of Long Term Care. 44% of Female caregivers report that they experience high levels of physical or emotional stress as a result of care-giving. Almost 70% of those over the age of 65 will require some form of Long Term Care. |
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